
	Finding the right home at the right price is just one aspect of a real estate transaction. ZIPWORLD REALTY is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at 623-572-7845 if your needs include a professional REALTOR^® ready for the business side of real estate.

Closing costs you should expect

There are certain basic fees related to closing the sale of a house. These expenses are commonly split between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Arizona to help lead you through your deal.

Costs pertaining to your mortgage to be paid at closing (Details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes you may be responsible for at closing (Details)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your deal, not only will I work to get the very best sales price, but I'll also push for lower closing costs. And once we've come to an agreement, I'll describe in detail the closing costs so you are aware of exactly what you're paying for.

Buyers: If you are buying a house in Maricopa County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a reasonable range so you're not shocked when you show up at the closing appointment. I'll be glad to go through the GFE with you, answering your questions and highlighting any estimates that seem off.